Bringing high touch to Wholesale Mortgage Lending

Turn Times

First Cal Wholesale offers industry leading loan turn times. From Underwriting to Funding we communicate expectations and prepare you for what to expect.


First Cal Wholesale follows the DU findings on all loan programs with no overlays!

Our Team

The First Cal Wholesale team is comprised of extremely knowledgeable associates ready to help from scenario to loan funding.

Welcome to First Cal Wholesale

With more than 25 years in mortgage lending First Cal understands how fast-paced and competitive business can be. This is why we have launched First Cal Wholesale, our streamlined wholesale lending channel. FIrst Cal Wholesale delivers loans directly to Fannie Mae, offering a loan product free of investor overlays. By combining this no overlay niche with a personalized approach and our loan origination technology we provide our broker partners with the speed and clarity they deserve from their wholesale partnerships.



12 Business days to close a purchase loan!! And it could have been faster! ¬†Absolutely amazing deal- 90%LTV-borrower had short sale 4 years ago, standard pricing- over $1000 cheaper pricing than other lenders- FAST underwriting, conditions review, docs and funding! Agents are thrilled as we closed 2 weeks early!! Another great close with First Cal- if you haven’t used them- be sure to check them out as they are amazing!

Julie Boyd, Senior Loan Officer at C2 Financial.


Lending Geography