Bringing high touch to Wholesale Mortgage Lending

Turn Times

First Cal Wholesale offers industry leading loan turn times. From Underwriting to Funding we communicate expectations and prepare you for what to expect.


First Cal Wholesale follows the DU findings on all loan programs with no overlays!

Our Team

The First Cal Wholesale team is comprised of extremely knowledgeable associates ready to help from scenario to loan funding.

Welcome to First Cal Wholesale

With more than 25 years in mortgage lending First Cal understands how fast-paced and competitive business can be. This is why we have launched First Cal Wholesale, our streamlined wholesale lending channel. FIrst Cal Wholesale delivers loans directly to Fannie Mae, offering a loan product free of investor overlays. By combining this no overlay niche with a personalized approach and our loan origination technology we provide our broker partners with the speed and clarity they deserve from their wholesale partnerships.



I have had a terrific experience using First Cal as a lender over the past couple years.  They understand the market-driven issues facing brokers and loan officers, the importance of timely service, enhanced product offerings, and competitive pricing in our industry.  It is a flexible partnership, which I think is what being a wholesale lender is all about.

Christopher Scelfo, Owner, MRP Real Estate Services Inc


Lending Geography