Bringing high touch to Wholesale Mortgage Lending

Turn Times

First Cal Wholesale offers industry leading loan turn times. From Underwriting to Funding we communicate expectations and prepare you for what to expect.


First Cal Wholesale follows the DU findings on all loan programs with no overlays!

Our Team

The First Cal Wholesale team is comprised of extremely knowledgeable associates ready to help from scenario to loan funding.

Welcome to First Cal Wholesale

With more than 25 years in mortgage lending First Cal understands how fast-paced and competitive business can be. This is why we have launched First Cal Wholesale, our streamlined wholesale lending channel. FIrst Cal Wholesale delivers loans directly to Fannie Mae, offering a loan product free of investor overlays. By combining this no overlay niche with a personalized approach and our loan origination technology we provide our broker partners with the speed and clarity they deserve from their wholesale partnerships.



We had a difficult purchase loan that got denied by another lender. It had an identity of interest issue since the buyer and seller were business partners, and the entire down payment was being gifted. We switched the loan to First Cal and they were able to close the deal quickly. The AE was available every step of the way and was amazing to work with!!! He even rushed the funding. I recommend First Cal to all C2 originators! They are very reasonable and really work hard to get yours deals done.

Lisa Camacho, Senior Loan Officer, C2 Financial


Lending Geography